SPONSORS

M&G International Investments

M&G Investments: your trusted partner for active investments

Founded in 1931, M&G is one of Europe’s largest active asset managers and manages over €295 billion under management (as at 31 December 2018). M&G’s main objective is to make its clients’ savings grow through active long-term conviction management. This philosophy is at the root of the success of its funds, which are available in many life insurance policies. Experts in asset management for over 85 years, M&G manage funds in the main asset classes of bonds, equities, diversified management and real estate. Our size and scope, with more than 2,000 employees, including 340 dedicated to fund management (as at 30 April 2019), allow us to have vast resources dedicated to analysis and research in all the main markets, which our managers can use in their aim to generate long-term performance for our clients. M&G opened an office in Paris in September 2007, with the objective of becoming one of the largest asset management firms in France. At M&G, we believe in straightforward products that our clients can understand and trust.

The value of the fund’s assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested. The views expressed in this document should not be taken as a recommendation, advice or forecast. We are unable to give financial advice. If you are unsure about the suitability of your investment, speak to your financial adviser.

Asset class: Category of assets, such as cash, company shares, fixed income securities and their sub-categories, as well as tangible assets such as real estate.

Active management: An approach to investing whereby capital is allocated according to the judgment of the investor or fund manager(s). The active investor aims to beat the returns from the stockmarket or specified index/sector, rather than to match them.

Bond: A loan in the form of a security, usually issued by a government or company, which normally pays a fixed rate of interest over a given time period, at the end of which the initial amount borrowed is repaid.

Diversification: Risk reduction achieved by spreading investment across a range of assets or a range of securities in the same asset class.

Equities: Shares of ownership in a company.

This financial promotion is issued by M&G International Investments S.A. Registered Office: 16, boulevard Royal, L-2449, Luxembourg.